Get up to $1,000 towards closing costs!¹

As a valued resident, you are eligible to take advantage of City National Bank of Florida's home loan benefits!

Historically Low Rates + Benefits

  • Save up to $1,000 on closing costs for:
    - A refinance
    - The financing of a new home loan.*
  • Home equity lines of credit available⁵
  • No monthly maintenance charges on a checking account² as long as two ACH credits or direct deposits are received monthly
  • No per-check charges
  • Free Online Banking with free Bill Pay³
  • Free notary services
  • Free unlimited use of your City National Bank of Florida ATM card or Check Card at any of our ATM or at any Presto ATM (located at Publix)
  • Free 24/7 access to account information and funds transfers between accounts
  • Free 3”x5” Safety Deposit Box⁴ for one full year at any City National Bank location, subject to availability
Get Started

Home Purchasing

We offer a variety of loan options to meet your needs. From conventional fixed rate loans, jumbo loans, and specialty mortgage loans, we specialize in mortgages that are flexible.

Rent vs. Own Calculator

Home Refinancing

Refinancing your existing loan can lower your monthly payment and reduce your interest rate. Learn more about your options for paying off your loan sooner. Take advantage of today's low rates!

Refinance Calculator

Mortgage Toolbox

Buying a home can be one of the most important financial decisions many people will make. City National Bank of Florida provides a variety of flexible, customizable options for your mortgage.  

Mortgage Calculator

How We Work

Dedicated Team

From application to closing, you will be served by a dedicated Residential Mortgage Team whose mission is the swift processing of your loan.

  • Clear and concise application
  • Multiple, flexible loan options
  • Convenient closing to meet your schedule.

Exceptional residential mortgages commensurate with qualifications and tailored to meet your needs.

It’s all about solutions

We tailor the Home Mortgage to fit your needs. At City National Bank of Florida, “Solution-Driven” Lending means:

  • Each and every loan is underwritten locally
  • Portfolio Loans - we specialize in mortgages that are innovative and flexible to meet our clients needs

Every mortgage is different because every borrower is unique.  That's why we offer home mortgages in every shape and size, flexible and innovative.

Get Started

Residential Lending Solutions

Large enough to give you what you want and small enough to provide it the way you want it. There's a City National Bank of Florida residential mortgage right for you.

Corporate Office

100 SE 2nd Street
14th Floor
Miami, FL 33131
(305) 298-5892

Member FDIC | NMLS# 41246921-0293/rev082721 | Item #14246



*Loans are subject to credit and collateral approval. Terms and conditions apply.
¹ Receive $500 towards your closing costs at time of closing. Receive an additional $500 credit at closing when a checking account is opened with direct deposit. Closing costs are typically comprised of Recording Fee, Doc Stamps, Title/Name Search, Intangible Tax, Tax Service Fee, Flood Certification Fee and Flood Certification (life of loan).
² Certain limitations apply.
³ Message, data and/or internet service provider rates may apply.
⁴ Safe deposit box contents are NOT FDIC-insured.
⁵Applicable for credit lines starting from $10,000. Maximum credit line for condominiums is 75% loan-to-value (LTV) and 80% LTV for single family residences. The Annual Percentage rate (APR) is indexed to the Prime Rate. Prime rate is based on Wall Street Journal prime as published in the Wall Street Journal. APR 4.00%-18.00% (APR depends on creditworthiness). The interest rate is variable and subject to change, but will not exceed 18% APR at any time. Property and/or flood hazard insurance may be required. Interest is tax deductible in most cases, but please consult your tax advisor.